:root{--navy:#0A1628;--navy2:#12284A;--gold:#D4AF37;--gold2:#F3D77A;--cream:#FBF8F1;--green:#2E9C6F;--purple:#6C4BC4;--text:#1b2232;--muted:#5d667a}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter','Segoe UI',system-ui,Arial,sans-serif;color:var(--text);background:var(--cream);line-height:1.65;overflow-x:hidden}
a{color:inherit;text-decoration:none}
.container{max-width:1140px;margin:0 auto;padding:0 24px}
h1,h2,h3,.logo{font-family:Georgia,'Times New Roman',serif}

header{position:fixed;top:0;left:0;right:0;z-index:50;transition:.3s}
header.scrolled{background:rgba(10,22,40,.92);backdrop-filter:blur(10px);box-shadow:0 2px 20px rgba(0,0,0,.25)}
.nav{display:flex;justify-content:space-between;align-items:center;height:76px}
.logo{color:#fff;font-size:1.6rem;font-weight:700;letter-spacing:.14em}
.logo span{color:var(--gold)}
nav a{color:#dfe5f1;margin-left:30px;font-size:.92rem;position:relative}
nav a::after{content:"";position:absolute;left:0;bottom:-5px;height:2px;width:0;background:var(--gold);transition:.3s}
nav a:hover::after{width:100%}
.nav-cta{background:var(--gold);color:var(--navy)!important;padding:9px 20px;border-radius:30px;font-weight:700}
.nav-cta::after{display:none}

.hero{position:relative;min-height:100vh;display:flex;align-items:center;color:#fff;text-align:center;
background:radial-gradient(circle at 20% 20%,#1d3d73 0,transparent 45%),radial-gradient(circle at 85% 80%,#3a2a78 0,transparent 45%),linear-gradient(135deg,var(--navy),var(--navy2));overflow:hidden}
.blob{position:absolute;border-radius:50%;filter:blur(70px);opacity:.35;animation:float 12s ease-in-out infinite}
.b1{width:340px;height:340px;background:var(--gold);top:-80px;right:-60px}
.b2{width:280px;height:280px;background:var(--purple);bottom:-60px;left:-40px;animation-delay:-4s}
.b3{width:200px;height:200px;background:var(--green);top:55%;left:55%;animation-delay:-8s;opacity:.2}
@keyframes float{0%,100%{transform:translateY(0) scale(1)}50%{transform:translateY(-30px) scale(1.08)}}
.hero .container{position:relative;z-index:2;padding-top:60px}
.pill{display:inline-block;border:1px solid rgba(212,175,55,.6);color:var(--gold2);padding:6px 18px;border-radius:30px;font-size:.8rem;letter-spacing:.18em;text-transform:uppercase;margin-bottom:26px}
.hero h1{font-size:clamp(2.8rem,8vw,5.6rem);line-height:1.05;margin-bottom:24px}
.grad{background:linear-gradient(90deg,var(--gold),var(--gold2),var(--gold));-webkit-background-clip:text;background-clip:text;color:transparent}
.hero p{max-width:640px;margin:0 auto 38px;color:#cdd6e8;font-size:1.15rem}
.btns{display:flex;gap:16px;justify-content:center;flex-wrap:wrap}
.btn{display:inline-block;background:linear-gradient(90deg,var(--gold),var(--gold2));color:var(--navy);padding:15px 36px;border-radius:40px;font-weight:700;border:0;cursor:pointer;font-size:1rem;transition:.3s;box-shadow:0 8px 24px rgba(212,175,55,.3)}
.btn:hover{transform:translateY(-3px);box-shadow:0 12px 30px rgba(212,175,55,.45)}
.btn.ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.4);box-shadow:none}
.btn.ghost:hover{border-color:var(--gold);color:var(--gold)}
.scroll{position:absolute;bottom:28px;left:50%;transform:translateX(-50%);color:#9fb0cf;font-size:.8rem;letter-spacing:.2em;animation:bounce 2s infinite}
@keyframes bounce{0%,100%{transform:translate(-50%,0)}50%{transform:translate(-50%,8px)}}

.ticker{background:var(--gold);color:var(--navy);overflow:hidden;white-space:nowrap;padding:14px 0;font-weight:700;letter-spacing:.08em}
.ticker div{display:inline-block;animation:slide 28s linear infinite}
@keyframes slide{to{transform:translateX(-50%)}}

section{padding:100px 0}
.eyebrow{color:var(--gold);text-transform:uppercase;letter-spacing:.2em;font-size:.78rem;font-weight:700;margin-bottom:12px}
h2{font-size:clamp(1.9rem,4vw,2.8rem);color:var(--navy);margin-bottom:14px;line-height:1.2}
.lead{color:var(--muted);max-width:680px;margin-bottom:50px;font-size:1.05rem}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:26px}
.card{background:#fff;padding:34px 28px;border-radius:18px;box-shadow:0 6px 24px rgba(10,22,40,.07);transition:.35s;position:relative;overflow:hidden}
.card::before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--gold),var(--gold2))}
.card:nth-child(3n+2)::before{background:linear-gradient(90deg,var(--green),#6fd3a8)}
.card:nth-child(3n)::before{background:linear-gradient(90deg,var(--purple),#a58cf0)}
.card:hover{transform:translateY(-10px) rotate(-.4deg);box-shadow:0 18px 40px rgba(10,22,40,.15)}
.icon{width:56px;height:56px;border-radius:16px;margin-bottom:18px;display:grid;place-items:center;background:linear-gradient(135deg,var(--navy),var(--navy2));box-shadow:0 8px 18px rgba(10,22,40,.25);transition:.35s}
.icon svg{width:28px;height:28px;fill:none;stroke:var(--gold);stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.card:hover .icon{transform:translateY(-4px) rotate(-6deg);background:linear-gradient(135deg,var(--gold),var(--gold2))}
.card:hover .icon svg{stroke:var(--navy)}
.band .icon{background:rgba(255,255,255,.08);box-shadow:none;border:1px solid rgba(212,175,55,.4)}
.card h3{color:var(--navy);margin-bottom:10px;font-size:1.3rem}
.card p{color:var(--muted);font-size:.96rem}

.stats{background:var(--navy);color:#fff;padding:70px 0}
.stats .grid{text-align:center}
.stat b{display:block;font-family:Georgia,serif;font-size:3rem;color:var(--gold)}
.stat span{color:#b9c5dc;font-size:.95rem}

.band{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff}
.band h2{color:#fff}.band .lead{color:#cdd6e8}
.band .card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);box-shadow:none;backdrop-filter:blur(6px)}
.band .card h3{color:var(--gold2)}.band .card p{color:#d3dbea}
.band .card p strong{color:#fff}

.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:30px;counter-reset:s}
.step{position:relative;padding-top:60px}
.step::before{counter-increment:s;content:"0" counter(s);position:absolute;top:0;left:0;font-family:Georgia,serif;font-size:3.4rem;font-weight:700;color:rgba(212,175,55,.35)}
.step h3{color:var(--navy);margin-bottom:6px}
.step p{color:var(--muted);font-size:.96rem}

.about-wrap{display:grid;grid-template-columns:1.2fr 1fr;gap:50px;align-items:center}
.about-wrap p{color:var(--muted);margin-bottom:16px}
.quote{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:44px 36px;border-radius:22px;font-family:Georgia,serif;font-size:1.5rem;line-height:1.4;position:relative}
.quote::before{content:"\201C";position:absolute;top:-6px;left:20px;font-size:6rem;color:var(--gold);opacity:.6;line-height:1}
.quote small{display:block;margin-top:18px;font-family:'Segoe UI',sans-serif;font-size:.9rem;color:var(--gold2)}

.contact{background:#fff}
.contact-wrap{display:grid;grid-template-columns:1fr 1.1fr;gap:50px}
.contact-info p{color:var(--muted);margin-bottom:12px}
.contact-info a{color:var(--navy);font-weight:600;border-bottom:2px solid var(--gold)}
form{display:grid;gap:14px}
input,textarea{width:100%;padding:15px 16px;border:1.5px solid #e3dcc8;border-radius:12px;font:inherit;background:var(--cream);transition:.25s}
input:focus,textarea:focus{outline:0;border-color:var(--gold);box-shadow:0 0 0 4px rgba(212,175,55,.18)}
textarea{min-height:140px;resize:vertical}

footer{background:var(--navy);color:#9fb0cf;text-align:center;padding:34px 0;font-size:.9rem}
.logo img{height:46px;display:block}
.footer-logo{height:52px;display:block;margin:0 auto 12px}
footer .logo{display:block;margin-bottom:8px;font-size:1.2rem}

.reveal{opacity:0;transform:translateY(40px);transition:opacity .8s,transform .8s}
.reveal.show{opacity:1;transform:none}

@media(max-width:820px){.about-wrap,.contact-wrap{grid-template-columns:1fr}nav a:not(.nav-cta){display:none}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.reveal{opacity:1;transform:none}}